Affirm Financing

Pay at your own pace, starting at 0% APR

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into monthly payments starting at 0% APR with no hidden fees.

Easy monthly payments with Affirm

$50-$99.99
4 bi-weekly 0% APR payments
$100-$249.99
3, 6, 12 month terms with up to 6 months at 0% APR to qualified customers
$250-$1199.99
3, 6, 12 month terms with up to 3 months at 0% APR to qualified customers
$1200-$2499.99
6, 12, 24 month terms with up to 6 months at 0% APR to qualified customers
$2500+
12, 24, 36 month terms with up to 12 months at 0% APR to qualified customers

How it works

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1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
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2. Choose how you pay
Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.
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3. Pay over time
Make payments at affirm.com or in the Affirm app. You'll get email and text reminders

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible

You choose the payment schedule that works for you.

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

FAQs

Can I pay off my purchase early?
Yes! There’s no penalty for paying early.

How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information in Affirm’s customer Help Center.

Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S.
territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?
You can visit their website at affirm.com.